How to withdraw money when there’s no ATM or the ATM is not working
Here at ATM Travel Guide we provide country / destination specific travel guides to help you send yourself money online overseas when:
The solution? Send yourself money online.
With active promo codes and links, when you follow our guides and access your money by the alternative method we describe, you will pay no fee for your first cash-out.
We have been traveling ourselves and understand how frustrating it can be when you arrive in a place only to realize that there’s no cash machines, they are not working with your card, withdrawal limits are small, or ATM fees are eating into too much of your budget!
We’re now based in El Nido, Philippines and discovered these methods a few years back as there were no ATMs for 100s of km. We still use them to this day even though there are lots of ATMs here now. This is simply because it’s cheaper, we know our card won’t get skimmed or stuck in the ATM in a power outage, and, for cash pick up, after the first time you make a transfer, subsequent ones are available within a few minutes.
Our destination specific guides show you step-by-step how to send yourself money online and collect, it in the local currency, at a local authorized cash pick up point. They also provide guidance if you need to send money to an overseas bank account. Whether sending yourself money to pick up in the local currency, or making an international bank transfer, we have you covered with FEE FREE Promos for your first transaction/s
Having researched many services that help you do this, we recommend two main ones:
We chose these as they both have introductory promos so you get to try the services for free. Of equal importance, we ourselves use these services and know they offer value for money, great customer service and are some of the best for speed / ease of transaction.
Simply use the main menu or search box to find your location and follow the guide!
It’s not only convenient and safe, but you can withdraw more than ATM limits and even after your first fee-FREE transfer, it still tends to work out cheaper than paying ATM fees. For more information, check out this excellent article: How To Send Yourself Money Online
If, instead of a cash pick up, you are looking to make an International money transfer to a bank, perhaps to pay for your accommodation or an activity, the best option is Wise, formerly TransferWise.
This is another way you could send yourself money online, but instead of cash pick up, this method is specifically for money transfer to a bank account, so is more suitable for paying for services.
They have very reasonable fees, so even after your first initial FREE transfer (click the link below to avail the promo), they are up to 8 times cheaper than a regular bank transfer. Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s one of the most cost effective methods of transferring bank to bank. There’s also no need to know SWIFT or IBAN numbers… just the account name, number, the bank and the branch location.
By getting a Wise debit MasterCard you can benefit from the following:
Here you will find useful guides for sending money to someone else in a different country, with Promo codes for fee-free money transfers for new customers.
This can also be useful if an accommodation or booking agency requests you to send a deposit… It is worth asking if they will be ok if you use the services our guides recommend. This way you can save on transfer fees compared to using Western Union or a similar service.